When returning an object that you were asked to safeguard, or when returning a loan, it must be returned to the person who gave it to you.
Giving it to a member their household is not acceptable; if something happens to the item you would be held responsible.
However, giving it to the owner's spouse is permitted, unless you were explicitly asked not to do so, since spouses trust each other to look after each other's property.
Source: Kitzur Shulchan Aruch 188:5
- Danny
Sunday, 23 Marcheshvan 5778
כְּשֶׁבָּא לְהַחֲזִיר אֶת הַפִּקָּדוֹן, לֹא יַחֲזִירֶנּוּ לְאֶחָד מִּבְּנֵי בֵיתוֹ שֶׁל הַמַּפְקִיד שֶׁלֹּא מִדַּעְתּוֹ. וְכֵן כְּשֶׁבָּא לְהַחֲזִיר לוֹ אֵיזֶה חֵפֶץ שֶׁהִשְׁאִיל לוֹ אוֹ לִפְרֹעַ חוֹבוֹ
אֲבָל יָכוֹל לְהַחֲזִיר לְאִשְׁתּוֹ, כִּי מִן הַסְּתָם הִיא נוֹשֵׂאת וְנוֹתֶנֶת בְּתוֹךְ הַבַּיִת, וְהַבַּעַל מַפְקִיד כָּל אֲשֶׁר לוֹ בְּיָדָהּ
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